1% Rebate Program

For a limited time, housing providers who invest new capital will receive rebate of 1% on qualifying investments. For every dollar of new investment, you earn a 1% rebate – paid out over three years.

The rebate is available for investments made between July 1, 2026, and June 30, 2027. If you have reserves, surpluses or deposits set aside and earning little interest, now is a great time to get that money working harder for you.

How it works

Your rebate is paid in annual instalments over three years, so you stand to benefit twice: from potential investment returns and a rebate.
Invest new capital and leave it invested through year-end to qualify – it’s that simple.

Please note: The rebate is calculated on net new assets only – meaning new capital you bring to Encasa, not funds you already have invested with us.

For more information, contact us at 1-888-791-6671 or information@encasa.ca.

Encasa Financial Inc. is the program administrator and the fund manager of the Encasa Investment Funds. Encasa Financial Inc. is the portfolio manager for all Encasa Investment Funds. Worldsource Financial Management Inc. is the distributor of the units of the Encasa Investment Funds. Please visit www.worldsourcefinancial.com for further details.

Frequently Asked Questions

How is the rebate paid – cash or units?

The rebate will be paid out with regular fund distributions and reinvested into the funds. You’ll see it in your account with the annual distributions.

What’s the catch?

The only condition is that you must keep that money invested until December 31st each year. Pull it out early, and you miss that year’s rebate.

What if I need my money for an emergency?

With Encasa, your funds are always redeemable whenever you need them. Just keep in mind that redeeming before December 31st means you’d miss that year’s rebate – there is no partial credit.

Does the rebate apply to all of the investment products Encasa offers?

The rebate applies to all investment accounts: the Equity Fund, Canadian Bond Fund, and Canadian Short-Term Bond Fund. It does not apply to the High Interest Savings Account.

When will I receive my rebates?

Your rebate begins accruing at the end of the first full quarter after your investment is made. Rebates are declared December 31 each year and paid within 10 business days. Prorated amounts apply for partial investment years.

The table below shows when you can expect to receive distributions based on when you invest.

Investment Date:	You Will Receive Rebates:
July 1, 2026 – September 30, 2026	Jan 2027 (prorated) Jan 2028 Jan 2029
October 1, 2026 – December 31, 2026	Jan 2027 Jan 2028 Jan 2029
January 1, 2027 – March 31, 2027	Jan 2028 (prorated) Jan 2029 Jan 2030 (true-up)
April 1, 2027 – June 30, 2027	Jan 2028 (prorated) Jan 2029 Jan 2030 (true-up)

Is the rebate guaranteed?

The rebate is a defined program benefit, not an investment guarantee. You will receive your 1% cash payment so long as you keep the money invested until December 31st each year. Note that the rebate is separate from – and in addition to – your fund’s investment returns, which will vary.

What happens after 3 years?

The money stays invested and keeps earning returns. The rebate simply doesn’t apply beyond the 3-year period. Nothing else changes.

I’m an existing client – can I take advantage of this promotion?

Yes – the rebate applies to new deposits above your current balance. The rebate would apply to the amount you invest above the highest portfolio value you held in the last 60 days.

Is there a minimum investment amount?

No minimum is required.

We have $50,000 to invest – how much would my rebate be?

For a $50,000 net new investment, you would receive the following:

Year 1 rebate (paid Jan 2028): $165 cash (0.33%)
Year 2 rebate (paid Jan 2029): $165 cash (0.33%)
Year 3 rebate (paid Jan 2030): $170 cash (0.34%)
Total rebate: $500

What if I make multiple investments during the program period?

You can make as many investments as you want during the program period – as long as they are net new investments to your accounts, they will count towards your rebate.

Does the rebate apply to investors across Canada, new or existing?

Yes, the rebate is available to everyone eligible to invest with Encasa.

Who can I contact if I have questions?

You can contact your Encasa Investment Advisor anytime or reach out to us at information@encasa.ca – we’re here to help.

This material is for general and educational purposes only and is based on the perspectives and opinions of the owners and writers. It is provided with the understanding that it may not be relied upon as, nor considered to be, the rendering of tax, legal, accounting, financial or other professional advice. Investors should always consult an appropriate professional regarding their particular circumstances before acting on any of the information here.

Encasa is committed to providing investors with the opportunity for capital growth while adhering to the principles of responsible investing.